Cathay Life

Cathay Health Insurance 2021 (2021國泰醫療保險)

The need to protect health is one of the basic and important needs for everyone. That need must be met more and more quickly, more widely, and with a better quality. Understanding that, Cathay Health Care Insurance 2021 offers you a comprehensive protection solution, including Platinum and Diamond insurance plans with outstanding features.

健康保障是每個人的最基本和重要需求之一。這種需求必須得到更快、更廣泛和更優質的服務。根據這樣的需求，2021國泰醫療保險為您提供全面的保障方案，包括兩個具有特色的白金和鑽石保險計劃

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Conditions of participation

Entry Age: from 0 to 65 years old

Maximum Renewable Age: 70 years old

投保年齡: 0 至 65 歲

最高續保年齡: 70歲

Why should you choose

Cathay Healthcare Insurance 2021 (2021國泰醫療保險)?

Support for Direct Billing Service

Hospital fees will be paid directly by us at partner hospital with Cathay Life Vietnam and Pacific Cross Vietnam throughout Vietnam and Taiwan.

住院費用直接理賠金折抵：保險計畫額度內住院費用將由越南國壽和Pacific Cross Vietnam附屬的醫療機構支付。

Access to leading medicine

Support the cost of conducting Proton therapy (which is superior to current domestic cancer treatment therapies), organ transplant surgery in Taiwan.

新進的醫療給付：台灣的質子治療（癌症治療優於目前國內療法）、和器官移植手術。

No more worries about inpatient treatment

Support for inpatient treatment with expenses such as beds and rooms, surgery costs, special care rooms and other expenses.

不再有住院醫療費後顧之憂：支持住院治療，包括床位和房間、手術費用、重症監護室等費用。

Comprehensive insurance

Integrating life insurance benefits and health insurance benefits right in one product.

綜合保險：將人壽保險和健康保險結合在一個產品中。

Insurance benefits

MAXIMUM BENEFITS

Cathay Healthcare Insurance 2021 offers you two plans with two different levels of protection. Insurance benefits are shown with the maximum protection level of each benefit in each policy year

Insurance Plan	Platinum	Diamond
1/ Inpatient Treatment benefit	Maximum 1.2 billion/Policy year	Maximum 1.8 billion/Policy year
2/ Death Benefit	400 milion	600 milion
3/ Additional Accidental Death Benefit	200 milion	300 milion

INPATIENT BENEFITS

Insurance Plan	Platinum	Diamond
"Inpatient Treatment with Surgery (Room and Board charges; ICU; Surgery fee; Miscellaneous charges)"	240 million/ hospitalization Room and Board charges: Maximum 4 million/day	360 million/ hospitalization Room and Board charges: Maximum 6.4 million/day
"Inpatient Treatment without Surgery (Room and Board charges; ICU; Surgery fee; Miscellaneous charges)"	120 million/ hospitalization Room and Board charges: Maximum 4 million/day	180 million/ hospitalization Room and Board charges: Maximum 6.4 million/day
Ambulance Service	10 million/ Policy year	16 million/ Policy year
Organ Transplant	600 million	900 million
Proton therapy	400 million	640 million

最高給付限額

CATHAY 2021 年醫療保險產品為您提供兩種不同保障計劃別。主要以合同年度內各項給付的最高保障額度顯示。

	白金	鑽石
1/ 住院醫療費限額	最高1200 M/年	最高1800 M/年
2/ 身故保險金	400 M	600 M
3/ 意外身故保險金	200 M	300 M

住院醫療限額

保險計劃	白金	鑽石
住院保險金(有手術)（床位和房間費用；特殊床位費用；手術、其他費用）	240 M/次每日病房限額：4 M/日	360 M//次每日病房限額：6.4 M/日
住院保險金(無手術)（床位和房間的費用，重症監護室，其他費用）	120 M/次每日病房限額：4 M/日	180 M/次每日病房限額：6.4 M/日
救護車服務	10M/年	16M/年
器官移植	600M	900M
質子治療	400M	640M

Minh hoạ quyền lợi

Thuật ngữ về Bảo Hiểm Nhân Thọ

1. Bên Mua Bảo Hiểm

Cá nhân, tổ chức có nhu cầu mua bảo hiểm, giao kết hợp đồng bảo hiểm với Công ty và đóng phí bảo hiểm. Bên mua bảo hiểm phải kê khai và ký tên trên đơn yêu cầu bảo hiểm. Bên mua bảo hiểm có thể đồng thời là Người được bảo hiểm hoặc Người thụ hưởng. Tổ chức: đơn vị được thành lập và đang hoạt động hợp pháp tại Việt Nam. Cá nhân: người từ đủ mười tám (18) tuổi trở lên tại thời điểm nộp hồ sơ yêu cầu bảo hiểm, đang cư trú tại nước Cộng hòa xã hội chủ nghĩa Việt Nam và có năng lực hành vi dân sự đầy đủ theo quy định của Bộ luật dân sự.