Cathay Child Accidental Rider

Children are the preschoolers, the future owners of the country, and they are also the most accident-prone. Therefore, Cathay has launched an insurance product specifically for children to support their families if an unfortunate accident occurs.

See product introduction documents

Conditions of participation

Entry age: 0~13 years old
Maximum renewal age: 22 years old
Policy term: 1 year (automatically renewed annually until the Insured reaches Maximum Renewal Age or Policy Term of main product )
Premium Paying Period: Same as Policy term
Premium Paying Mode: Annually, semi-annually, quarterly, monthly (following premium payment mode of main product)
Sum Assured Limitation (insurance unit):
+ Minimum: 3 units
+ Maximum: 20 units

Why should you choose

Cathay Child Accidental Rider?

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Comprehensive protection for children

Comprehensive protection for children against the risks of accidents, especially accidental burn

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The product has high benefits with low premium

Low premiums for diverse benefits: Accidental Death Benefit, Accidental Disability Benefit, Accident Hospital Daily Benefit, Daily B.I.C.U Indemnity Benefit, B.I.C.U Home Health Care Benefit, Burn Injury Benefits.

Insurance benefits

Accidental Death Benefit

5,000,000 VND

Accidental Disability Benefit

Percentage of 5 million VND depending on the level of Disability

Accident Hospital Daily Benefit

50,000 VND x Days live in the hospital

Daily B.I.C.U Indemnity Benefit

Pay in addition of 50,000 VND x Days live in the B.I.C.U (Maximum: 60 days)

B.I.C.U Home Health Care Benefit

Pay in addition of 25,000 x Days live in the B.I.C.U (Maximum: 60 days)

Burn Injury Benefits

Serious Burn Injury Benefit : 1,500,000 VND
Moderate Burn Injury Benefit : 750,000 VND

Illustration of benefits


Cathay Child Accidental Rider

Customer name: Nguyen Van A

The Insured: Tran Van B (son)

Age: 10 years old

Gender: Male

Main products: Tron Ven Tuong lai

Thuật ngữ về Bảo Hiểm Nhân Thọ

1. Bên Mua Bảo Hiểm

Cá nhân, tổ chức có nhu cầu mua bảo hiểm, giao kết hợp đồng bảo hiểm với Công ty và đóng phí bảo hiểm. Bên mua bảo hiểm phải kê khai và ký tên trên đơn yêu cầu bảo hiểm. Bên mua bảo hiểm có thể đồng thời là Người được bảo hiểm hoặc Người thụ hưởng. Tổ chức: đơn vị được thành lập và đang hoạt động hợp pháp tại Việt Nam. Cá nhân: người từ đủ mười tám (18) tuổi trở lên tại thời điểm nộp hồ sơ yêu cầu bảo hiểm, đang cư trú tại nước Cộng hòa xã hội chủ nghĩa Việt Nam và có năng lực hành vi dân sự đầy đủ theo quy định của Bộ luật dân sự.

2. Người được bảo hiểm

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3. Người thụ hưởng

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4. Tai nạn

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5. Ngày hiệu lực hợp đồng

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6. Số tiền bảo hiểm

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7. Phí bảo hiểm

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8. Ngày đến hạn đóng phí bảo hiểm

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9. Phí bảo hiểm chưa được hưởng

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10. Tuổi bảo hiểm

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11. Năm hợp đồng

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12. Bảo hiểm tạm thời

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13. Nộp phí bảo hiểm tự động

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14. Lãi suất công bố

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15. Lãi suất công bố trung bình 12 tahnsg

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16. Quyền lợi hoàn lãi chênh lệch

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17. Thời gian cân nhắc

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18. Thời gian gia hạn đóng phí

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19. Giá trị hoàn lại

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20. Tạm ứng từ giá trị hoàn lại

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