Cathay Life

Critical Illness Rider 2021

Sickness and illness are something no one wants, but no one knows in advance what will happen in life. Therefore, let Cathay proactively protect the health of you and your loved ones against critical illnesses with Critical Illness Rider 2021.

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Conditions of participation

Entry age: from 30 days old to 70 years old

Maximum renewal age: 75 years old

Policy term: 1 year (automatically renewed annually until the Insured reaches maximum renewal age or Policy Term of the main product)

Premium Paying Period: Same as Policy Term

Premium Payment Mode: Annually, semi-annually, quarterly, monthly (following payment mode of main product)

Why should you choose

Critical Illness Rider 2021?

Insurance against 119 Critical Illnesses

Financial support when Customers unfortunately suffer from one of the list of 119 Critical Illnesses

Insurance products for all ages

Open for The Insured from 30 days old to 70 years old, extension period up to 75 years old

Increased insurance benefits

Insurance benefits increase for critical illnesses in children, high-cost critical illnesses or diabetes complications

High total benefits

Total insurance benefits are up to 175% of Sum Assured

Insurance benefits

Early Stage Critical Illness Benefit

The company pays 50% Sum Assured if the Insured suffers one of Early Stage Critical Illness. This Benefit is paid only one (01) time during the entire effective period of this Rider.

Late Stage Critical Illness Benefit

The company pays 100% Sum Assured after deducting paid Early Stage Critical Illness by Company (if any) if the Insured suffers one of Late Stage Critical Illness. Upon paying this benefit, this Rider shall be terminated.

Juvenile Critical Illness Benefit

The company pays 25% Sum Assured if the Insured suffers one of Juvenile Critical Illness and he/she is under 18. This Benefit is paid only one (01) time during the entire effective period of this Rider.

Catastrophic Critical Illness Benefit

The company pays 25% Sum Assured if the Insured suffers one of Catastrophic Critical Illness. Upon paying this benefit, this Rider shall be terminated

Diabetic Complication Benefit

The company pays 25% Sum Assured if the Insured suffers one of Diabetic Complication. This Benefit is paid only one (01) time during the entire effective period of this Rider.

Illustration of benefits

Thuật ngữ về Bảo Hiểm Nhân Thọ

1. Bên Mua Bảo Hiểm

Cá nhân, tổ chức có nhu cầu mua bảo hiểm, giao kết hợp đồng bảo hiểm với Công ty và đóng phí bảo hiểm. Bên mua bảo hiểm phải kê khai và ký tên trên đơn yêu cầu bảo hiểm. Bên mua bảo hiểm có thể đồng thời là Người được bảo hiểm hoặc Người thụ hưởng. Tổ chức: đơn vị được thành lập và đang hoạt động hợp pháp tại Việt Nam. Cá nhân: người từ đủ mười tám (18) tuổi trở lên tại thời điểm nộp hồ sơ yêu cầu bảo hiểm, đang cư trú tại nước Cộng hòa xã hội chủ nghĩa Việt Nam và có năng lực hành vi dân sự đầy đủ theo quy định của Bộ luật dân sự.