Enhanced Accident Rider 2022 (attach Universal Life 2022)

Support you increase financial insurance against accidents

See product introduction documents

Conditions of participation

Entry Age: from 30 days to 65 years old
Policy Term: until 75 years old
Premium Paying Period: same as Policy Term
Must-pay Period: pay full basic premiums due during first 3 policy years and pay flexible from 4th policy year onwards
Premium Payment Mode: Monthly/ Quarterly/ Semi-annual/ Annual

Why should you choose

Enhanced Accident Rider 2022

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High Insurance Benefits

The Company will pay 400% Sum Assured for public transportation, 200% Sum Assured for public vehicles

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Enhanced Protection

Suitable for customer who often travel, facing high accident risks. Sharing risks, reducing financial pressure when the event occurs

Insurance benefits

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Accidental Death Benefit or TPD Benefit

Company pay 100% Sum Assured, and pay additional
• 400% SA if the Insured dies as a result of an Accident while being carried on the Public Air Transportation as a ticketed passenger.
• 200% SA if the Insured dies as result a fire case happened in a theatre, cinema, meeting-hall, hotel, school, hospital and sport center in Vietnam, or being a passenger who has ticket and being carried on Public Transportation in Vietnam or is in elevator in Vietnam.

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Accidental Disability Benefit

From 5% to 75% SA depending on each type of Disability

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Accidental Burn Benefit

Company pay 100% Sum Assured

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PRODUCT
Enhanced Accident Rider 2022

Customer Name: Nguyen Van A

Age: 35 years old

Occupation Class: 1

Thuật ngữ về Bảo Hiểm Nhân Thọ

1. Bên Mua Bảo Hiểm

Cá nhân, tổ chức có nhu cầu mua bảo hiểm, giao kết hợp đồng bảo hiểm với Công ty và đóng phí bảo hiểm. Bên mua bảo hiểm phải kê khai và ký tên trên đơn yêu cầu bảo hiểm. Bên mua bảo hiểm có thể đồng thời là Người được bảo hiểm hoặc Người thụ hưởng. Tổ chức: đơn vị được thành lập và đang hoạt động hợp pháp tại Việt Nam. Cá nhân: người từ đủ mười tám (18) tuổi trở lên tại thời điểm nộp hồ sơ yêu cầu bảo hiểm, đang cư trú tại nước Cộng hòa xã hội chủ nghĩa Việt Nam và có năng lực hành vi dân sự đầy đủ theo quy định của Bộ luật dân sự.

2. Người được bảo hiểm

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3. Người thụ hưởng

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4. Tai nạn

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5. Ngày hiệu lực hợp đồng

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6. Số tiền bảo hiểm

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7. Phí bảo hiểm

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8. Ngày đến hạn đóng phí bảo hiểm

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9. Phí bảo hiểm chưa được hưởng

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10. Tuổi bảo hiểm

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11. Năm hợp đồng

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12. Bảo hiểm tạm thời

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13. Nộp phí bảo hiểm tự động

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14. Lãi suất công bố

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15. Lãi suất công bố trung bình 12 tahnsg

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16. Quyền lợi hoàn lãi chênh lệch

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17. Thời gian cân nhắc

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18. Thời gian gia hạn đóng phí

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19. Giá trị hoàn lại

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20. Tạm ứng từ giá trị hoàn lại

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