Cathay Life

Cathay medial rider

Understanding the value of the philosophy "Health is more precious than gold", we launched Cathay Medical Rider product with comprehensive medical support to help you and your family have a strong health journey to enjoy life with peace of mind and continue to conquer all goals.

See product introduction documents

Additional advice

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Conditions of participation

Policy Term: 1 year and renewed annually

Premium Paying Period: Same as Policy Term

Entry age: 0~65 (The insured/spouse of The insured); 0~25 (The Insured's Children)

Maximum renewal age: 70 (The insured/spouse of The insured); 25 (Children of The Insured)

Premium Payment Mode: Following premium payment mode of main product

Why should you choose

Cathay medial rider?

Comprehensive insurance benefits

Comprehensive insurance benefits, ensuring all health care needs.

Diversity of insurance programs

A variety of insurance programs can be chosen, the benefit limit for the Diamond program is up to 1.2 billion VND.

Network of hospitals and clinics

Hospital and Clinic network affiliated with Cathay for hospital fee guarantee services widespread in Vietnam.

Coverage

Coverage throughout Vietnam and countries in the Asian region.

Insurance benefits

INPATIENT TREATMENT BENEFIT

INPATIENT TREATMENT BENEFIT
Plan	Silver	Gold	Platinum	Diamond
Maximum Benefit	180 million/year	300 million/year	600 million/year	1.2 billion/year
Inpatient Treatment with Surgery	25 million/ hospitalization; where max room and board charges: 1 million/day	50 million/ hospitalization; where max room and board charges: 1.6 million/day	100 million/ hospitalization; where max room and board charges: 2.4 million/day	240 million/ hospitalization; where max room and board charges: 4 million/day
Inpatient Treatment without Surgery	12 million/ hospitalization; where max room and board charges: 1 million/day	25 million/ hospitalization; where max room and board charges: 1.6 million/day	50 million/ hospitalization; where max room and board charges: 2.4 million/day	120 million/ hospitalization; where max room and board charges: 4 million/day
Outpatient Endoscopic Surgery	18 million /surgery	30 million /surgery	60 million /surgery	120 million /surgery
Pre-Hospitalization Treatment	5 million/year	7 million/year	10 million/year	20 million/year
Post-Hospitalizati-on Treatment	5 million/year	7 million/year	10 million/year	20 million/year
Home Nursing	80,000/day	150.000/day	200.000/day	350.000/day
Ambulance Service	2 million/year	4 million/year	6 million/year	10 million/year
Oncology Treatment	Actual Cost	Actual Cost	Actual Cost	Actual Cost
Organs Transplant	180 million	300 million	600 million	1,2 billion
Accidental Outpatient Treatment in Emergency Ward	1.2 million/accident	2,5 million/accident	5 million/accident	7,5 million/accident
Treatment of Accidental Damage to Teeth	1.2 million/accident	2,5 million/accident	5 million/accident	7,5 million/accident
Maternity Benefit	Not Applicable	12 million/pregnancy	20 million/pregnancy	40 million/pregnancy

OUTPATIENT TREATMENT BENEFIT
Plan	Silver	Gold	Platinum	Diamond
Maximum Benefit	8 million /year	12 million /year	20 million /year	40 million /year
Outpatient Treatment (non-surgery) Co-payment 20:80	The Company pay maximum 800,000/visit	The Company pay maximum 1,200,000/visit	The Company pay maximum 2,000,000/visit	The Company pay maximum 4,000,000/visit
Outpatient Surgery Fee(not performed by endoscopic method)	8 million /year	12 million /year	20 million /year	25 million /year
Fee for Physiotherapy, Chiropractic in Outpatient Treatment	50.000/day	70.000/day	100.000/day	150.000/day

DENTAL BENEFIT
Plan	Silver	Gold	Platinum	Diamond
Maximum Benefit Co-payment 20:80	Not Applicable	The Company pay maximum 7,000,000/ year	The Company pay maximum 10,000,000/ year	The Company pay maximum 15,000,000/ year

Illustration of benefits

Thuật ngữ về Bảo Hiểm Nhân Thọ

1. Bên Mua Bảo Hiểm

Cá nhân, tổ chức có nhu cầu mua bảo hiểm, giao kết hợp đồng bảo hiểm với Công ty và đóng phí bảo hiểm. Bên mua bảo hiểm phải kê khai và ký tên trên đơn yêu cầu bảo hiểm. Bên mua bảo hiểm có thể đồng thời là Người được bảo hiểm hoặc Người thụ hưởng. Tổ chức: đơn vị được thành lập và đang hoạt động hợp pháp tại Việt Nam. Cá nhân: người từ đủ mười tám (18) tuổi trở lên tại thời điểm nộp hồ sơ yêu cầu bảo hiểm, đang cư trú tại nước Cộng hòa xã hội chủ nghĩa Việt Nam và có năng lực hành vi dân sự đầy đủ theo quy định của Bộ luật dân sự.