Cathay Enhanced Accidental Rider

Rider products help you increase financial insurance against accidents, especially public traffic accidents. Suitable for people who travel often and face high accident risks.

See product introduction documents

Conditions of participation

Premium Paying Period: Renew annually
Policy term: Renewable annually
Age limit:
  • Minimum: 0 years old
  • Maximum:
    • The main insured and his/her spouse: 65 years old (Renewable until 70 years old)
    • Children of the main insured: 25 age (Renewable until age 25)
Premium Payment Mode: During Premium Paying Period of Main Contract: same as Main Contract.
After Premium Paying Period of Main Contract: Annually

Why should you choose

Cathay Enhanced Accidental Rider?

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Products with high benefits

The company will pay 400% of Sum Assured when the customer unfortunately encounters an accident while being a passenger on public transportation by air.

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Be determined to achieve your goals

Share risks, reduce financial pressure when events occur.

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Enhanced protection

Suitable for people who travel often and face high accident risks.

Insurance benefits

Accidental Death/TPD Benefit

The company will pay 100% Sum Assured

Additional Accidental Death/ TPD benefit

400% Sum Assured in case of the Insured is being a passenger on a Public Air Transportation
200% Sum Assured in case of
• Being a passenger on a Public Land or Water Transportation in Vietnam
• Being in an elevator or a fire case in Vietnam

Accidental Disability Benefit

From 5% to 75% Sum Assured

Accidental Burn Benefit

The Company will pay 100% Sum Assured

Illustration of benefits

Cathay Enhanced Accidental Rider

Customer name: Nguyen Van A

Age: 30 years old

Gender: Male

Thuật ngữ về Bảo Hiểm Nhân Thọ

1. Bên Mua Bảo Hiểm

Cá nhân, tổ chức có nhu cầu mua bảo hiểm, giao kết hợp đồng bảo hiểm với Công ty và đóng phí bảo hiểm. Bên mua bảo hiểm phải kê khai và ký tên trên đơn yêu cầu bảo hiểm. Bên mua bảo hiểm có thể đồng thời là Người được bảo hiểm hoặc Người thụ hưởng. Tổ chức: đơn vị được thành lập và đang hoạt động hợp pháp tại Việt Nam. Cá nhân: người từ đủ mười tám (18) tuổi trở lên tại thời điểm nộp hồ sơ yêu cầu bảo hiểm, đang cư trú tại nước Cộng hòa xã hội chủ nghĩa Việt Nam và có năng lực hành vi dân sự đầy đủ theo quy định của Bộ luật dân sự.

2. Người được bảo hiểm

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3. Người thụ hưởng

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4. Tai nạn

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5. Ngày hiệu lực hợp đồng

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6. Số tiền bảo hiểm

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7. Phí bảo hiểm

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8. Ngày đến hạn đóng phí bảo hiểm

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9. Phí bảo hiểm chưa được hưởng

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10. Tuổi bảo hiểm

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11. Năm hợp đồng

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12. Bảo hiểm tạm thời

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13. Nộp phí bảo hiểm tự động

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14. Lãi suất công bố

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15. Lãi suất công bố trung bình 12 tahnsg

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16. Quyền lợi hoàn lãi chênh lệch

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17. Thời gian cân nhắc

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18. Thời gian gia hạn đóng phí

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19. Giá trị hoàn lại

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20. Tạm ứng từ giá trị hoàn lại

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